Texas Department of Insurance

Background for Agents

Healthy Texas is a great opportunity for insurance agents who market their services to small businesses in their area. Because the cost of health insurance through Healthy Texas is an average of 30 percent less than comparable employer-sponsored plans, it will likely be attractive to many employers in your area who currently are not offering health insurance.

If you are interested in adding Healthy Texas to your portfolio or would like to learn what type of agent commissions are paid, please apply directly with one or both of the Healthy Texas insurance carriers:


Want to know more?

Download our agent fact sheet for more information.


What are the requirements to be eligible for Healthy Texas?

  • Have two to 50 eligible employees (although there are exceptions for businesses with temporary or part-time workers as well employees who are already insured) .
  • Be located in Texas.
  • Have not provided health insurance as a benefit for at least 12 months prior to applying for Healthy Texas (there are exceptions for employers who offer health plans with relatively few benefits and very low costs). 
  • Verify that at least 30 percent of eligible employees earn gross wages of no more than $32,670 annually from the employer (this salary figure may change slightly each year).
  • Confirm that at least 60 percent of eligible employees will sign up for Healthy Texas.
  • Pay at least 50 percent of the monthly health insurance premium on behalf of its employees.
  • Offer coverage to dependents of employees.

 

We’ve Got Tools to Help You

Download the Healthy Texas customizable fact sheet and other materials now.

For more information contact:

Last updated: 10/26/2011