How does it work?
By sharing the costs, the State of Texas is able to create a way for small businesses to purchase an affordable health plan for their workers.
For the employer and the employee, Healthy Texas operates like any private health plan. Healthy Texas was developed by the state, but private health insurance companies provide the coverage. Behind the scenes, Healthy Texas uses a state-funded pool to reimburse participating insurance carriers for some of their high-cost health care claims. By leveraging a combination of public and private funds, Healthy Texas builds on the existing employer-based health insurance model.
Healthy Texas costs an average of 30 percent less than other, comparable health insurance plans.
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Last updated: 05/07/2012
